Just Finished an Assignment, Article "Financial Planning Advice"

Retirement Planning Advice

Welcome to the site where retirement is made easy and less stressing for retirement plans. This certainly helps your retirement plan. We deal with financial planning, financial calculator, retirement’s software, and retirement planning advice and eventually help you avoid situations which bothers people, thinking a lot, “what do people do as they finished and graduated college and they are saddled by thousands of dollars in debt,” Plus, credit cards and surcharges on mortgages in house and lot and car payments. Now retirement stage has come in place, seeking retirement planning advice is highly in demand. Is it really worth it? You do not want to be pretty stuck for paying bills your whole life? Most people are, they are trapped endlessly in situations like these, and spent a lifetime in rat race just paying bills. This offers you a retirement plan a way to stream line it, and keeps yourself happy. Employers and employees value it most. Congratulations! You have even chosen and contributed money to each other and each of their plans. You can already keep the costs of managing retirement by automating tracking of that information.

Welcome to the site where retirement is made easy and less stressing for retirement plans. This certainly helps your retirement plan. We deal with financial planning, financial calculator, retirement’s software, and retirement planning advice and eventually help you avoid situations which bothers people, thinking a lot, “what do people do as they finished and graduated college and they are saddled by thousands of dollars in debt,” Plus, credit cards and surcharges on mortgages in house and lot and car payments. Now retirement stage has come in place, seeking retirement planning advice is highly in demand. Is it really worth it? You do not want to be pretty stuck for paying bills your whole life? Most people are, they are trapped endlessly in situations like these, and spent a lifetime in rat race just paying bills. This offers you a retirement plan a way to stream line it, and keeps yourself happy. Employers and employees value it most. Congratulations! You have even chosen and contributed money to each other and each of their plans. You can already keep the costs of managing retirement by automating tracking of that information.

Financial planning is not just for the rich and the famous. And the fact is, it is really extremely important to have a plan in order to successfully in very limited resources, but the unusually funny thing is, it is easier than you might think.

A financial adviser, more often called financial planner, is a professional who offers services to individuals, business and governments. This maybe involves investments, investment advice, may include pension planning, and/or advice on life insurance and/or other insurances such as income protection insurance, critical illness insurance, etc., and/or advice on mortgages. Ideally, the adviser helps the client maintain the desired balance of investment income, capital gains, and acceptable level of risks by using proper asset allocation. Advisers use stock, bonds, mutual funds, real estate investment trust (REITs), options, futures, notes, and insurance products to meet the needs of their clients. Many financial advisers receive a commission payment for the various financial products that they broker, although “fee-based” planning is becoming increasingly popular in the financial services industry.

Designations and Qualifications.

A “investment adviser” can be anyone with a vocation in consulting clients with an intent to better their financial situations. The term can apply to Certified Financial Planners (CFP®), Certified Public Accountants (CPA), investment representatives, insurance consultants, attorneys whose practice surrounds personal financial or estate matters, or financial planners. In the US, the Chartered Financial Analyst (CFA), designation, the Certified Financial Planner (CFP®) designation, the Chartered Life Underwriter (CLU), Registered Financial Consultant (RFC) and the Masters of Science in Financial Services (MSFS) are all advanced specializations that require elaborate course of work to obtain. And these professional designations are issued by organizations such as the Chartered Financial Analyst Institute, the Certified Planner Board of Standards, and the College for Financial Planning. On the other hand, there are three main bodies awarding qualifications for financial advisers in the UK. The main one is the Chartered Insurance Institute, which offers financial services qualifications all the way from beginner to degree levels. The IFS School of Finance offers alternative courses/qualifications in certain specialist areas such as mortgages and equity release. The Institute of Financial Planning offers the Certified Financial Planner.

One of the goals and roles of a financial adviser is assisting clients in planning and arrangement of their financial affairs, such as savings, retirement provisions, tax treatment and wills.

The major services offered by the retirement financial adviser is retirement planning and a complete versatile knowledge of budgeting, forecasting, taxation, asset allocation, financial tools and products to establish realistic goals and the strategy by which to reach them. In the United States, this include the use of several investment tools such as 401(k)/403(b) Roth account(s), mutual funds, stocks, bonds, and CDs to name few tools. The financial adviser determines what percentage of the available income is necessary–taking into account tax liabilities, expected inflation, and projected return of investment–to meet a minimum balance by the client’s target age of retirement. This is through a fairly straight forward calculation, hand many automated tools to do this.

The retirement planning adviser’s greatest contribution is asset allocation: determining how to maximize the return of investment while satisfying the client’s risk tolerance.

And every whole process, made by all the financial advisers, whatever their specialization is summed up all in one word – Control.

Employment and Internet connections

A stable employment credibility is relying on Internet connections, as On-line based worker, service provider, or a contractor.

My other brother got problems,  on Internet connections. My Brother in a city experiences that? He really chosen the venue and workplace of his own preference, because he really know all that.
And what will happen to a disruption to an internet connection, decrease of pay, We are usually rated and paid normally per hour basis.
It's really practical both for the contractor and the employer.

And what, is the after effect of this problem, for me, perhaps...
I am really fortunate, that we have an extra modem and connection that is being shared from my brother... The original connection is situated more than 60 miles away from, where I am currently staying, and we really have to return, once again the modem, Perhaps, my younger brother, is more, really employed big-time as a regular, on-line contractor, and right now, hired as permanent employee, under unspecified contract.   It also means, we will have now to be going back at a usual scheme, go at my other brother's home, with unstable internet connections...


to be continued...((after the results are resolved...))  

why can't I post this right away?

I awe appreciation to a friend, Bravo to the Courageous...

I have just recently heard by best friend say, "bravo for meeEEEe..." I just got finished with an Online interview... courtesy of onlinejobs.ph

((check this out---http://www.onlinejobs.ph/jobseekers/info/17980 ))

... despite and in spite of coughs and colds, and on and Off fever... I'm very lucky to be interviewed, IT's just amazing Working at Home....

catch me at jmonjay79.blogs and .........

......May God Bless us All, Always..

TO BE CONTINUED...((I RECENTLY being notified that blogger.com is having a problem...))

Home Based Business-Making Money On The Web,Making Money From The Internet,Earn Money From Internet

Home Based Business-Making Money On The Web,Making Money From The Internet,Earn Money From Internet

Pitch Your Idea Contest

Pitch Your Idea Contest

I am Realy Eager and Love for my Future Hand-me-Downs Desktop Unit to be Fixed

Two months ago I just bought a new Acer 17 in monitor for future use of my Odesk job. And here is the twist, it turns out, that my hand-me-down CPU is bugged. All of us, with my two brothers, one is an IT grad who Earns at least 20 thousand pesos a month for being a freelance, i.e, jobs at Odesk.com, Freelance.com, etc., assessed what is the real problem , we really believed that is the hard disk and the part next to the hard disk. My graduating IT brother, just did his best to make mends, and try to reformat, and all... And it does really worked for now.

To make the most of all the situation, we found out, that my future sister-in-law have an available hard disk and the next part of attached to the Hard disk. Our only problem is that when will she be able to go home and get the available hardware, because the CPU is not used. And she already assured us that it will gone work...

((to be continued...))

Two Weeks, more than, Without our Internet connection and my Flu Infection

Two Weeks, more than, Without our Internet connection and my Flu Infection…

Two Weeks, more than, Without our Internet connection and, Flu Infection, Can it be very substantial?
I really take it as a very major challenge. And this is just one reflection of the ever not-changing Fact, you cannot control what will happen next.
Happenings is always brought about by never ending life’s challenges. For me, and those who slowly rely on internet connections as past of daily life, my one and with one of very minute chances of landing a new job online (may it a new assignment, or being hired by a new company/client/buyer), courtesy of my first outsourcing company that I am very proud to be a member, that is Odesk, we really rely on the huge cyber Space connections that is a very big source of information and infinite potentials.


What is interesting thing that happened next, I have been faced by this sickness, not being able to sleep well at night, maybe that is one side-effect of the accident i have experienced, causing me undergo comatose for 4-5 days... Luckily, I am here, still trying hared to survive the ill effects brought by my accident, and being able to slowly day after day to recover to the full health. What is the funny thing, I can not go online the best time that i could because it is just during daytime that my shared computer is Free for my access...

(this post is still to be continued for very unusual circumstances and Further safety concerns…)

This just a venue for sharing opportunities for sharing earning opps.

"This just a venue for sharing opportunities for sharing earning opps."

I am really ever glad to Hear from a Friendin MyLot, "This just a venue for sharing opportunities for sharing earning opps.", and Blogging doesn't here. But what is the more important is the opportunities created for maintaining you posts, the product of the Writing works...

aND IT TURNS OUT I DID FIND-OUT THIS, from a post of Mylot ((follow this link to reach MyLot---http://77d1ddca.zxxo.net/


IN fULL rEADING ARTICLE- - -


In love with Grandad and having his baby

Friday 16th April 2010

Julie Turner, 23, has a story that will shock you

You know what it's like when you're crazy about someone but you're not sure they feel the same? You search for the slightest sign, gesture or look, to see if they like you. Well, that's how I felt. I'd been confused about my feelings for Charlie Peterson for months, but I'd decided tonight was the night to confess.

'Charlie,' I began. 'I…' Why bother with words? I leaned in, and planted a great big kiss on his lips. Gripping my shoulders, he kissed me back. We stayed locked at the lips for 15 minutes. To be honest, I think we were both afraid to pull away. Because then, things were going to get complicated.

You see, at 73, Charlie was 50 years older than me. Shocking, right? You ain't heard nothing yet. As well as being three times my age, Charlie is also my biological grandad. I'd better explain.
I'd grown up with my parents, Grace and Wyatt Turner, in Columbus, Ohio, and at 14, they told me that I was adopted. 'Your mother was only 18 when she had you,' Mum had told me. 'We used to send her photos of you through the adoption agency, but sadly, she died a few years later.'

For four years, I thought about my 'other' family. When I was 18, I'd contacted the agency, and two years later, they'd given me the address of my grandfather, Charlie, in Fontana, California. Shaking, I'd written him a letter. I'm your granddaughter, and I'd love to get to know you. It was 11 months before I got a reply: I've moved house, so I only just got your letter. I've always wondered about you.

He had included his phone number, and I'd called him right away. I had lovely adopted grandparents, so I knew what to expect, or at least I thought I did. But when Charlie and I spoke, it wasn't like that at all. I felt like his equal. 'Your grandmother and I begged your mum, Marion, to let us raise you ourselves, but she put you up for adoption,' he'd said. He told me that
Marion had got into drugs, and died two years later. 'Your grandmother died 10 years ago,' he told me. 'I was so happy to hear from you.'

We'd found ourselves laughing as we got to know each other. As I giggled down the phone, I forgot I was talking to my grandad. It almost felt like we were flirting. I pushed the thought from my mind. You're just confused, I thought.

But still, calling him 'Grandad' felt wrong. We started speaking every night, and my feelings for him grew. When he sent me a photo, I'd torn the letter open, heart racing. Staring back were twinkling eyes and a kind smile. He looked every one of his 72 years, but to me, he was gorgeous.
'You look just like your grandmother,' he'd said. 'My special girl.' The nickname made me shiver in excitement. As the phonecalls progressed, things got more intimate. 'I like older men,' I'd told him. It may sound sick, but it felt so natural. But I knew what I felt was wrong. So I typed I have
feelings for my grandad into Google. Soon, I'd found a website that described my situation. Genetic sexual attraction.

It's when sexual feelings occur between family members who've been reunited after a long time. Knowing I wasn't the only one was a relief, but it didn't stop my obsession. In fact, it got stronger by the day and in July 2008, I flew to Fontana. Nothing can happen between you, I told myself. But that didn't stop me spotting him in arrivals, and flinging myself into his arms. He looked even older in the flesh. His hands were covered in liver spots and he was so shaky, he could barely hug me. He even had false teeth. But all that mattered was the rush of love I felt then he held me to his chest. For the first few days, Charlie and I had fun, shopping and eating out. Spending time with him was great, but it would never be enough for me, and as I curled up in his spare room at night, I longed to be with him. Which is why, now, I'd decided to make my move, and why I was
delighted when he started to kiss me back. 'I'm sorry,' I said, when we finally separated. 'I've wanted to do that for ages.' 'Me too,' he said. 'I never thought a young girl like you would fall for an old guy like me.' I told him all about genetic sexual attraction.

'Some people will say this is incest,' he said. 'I'm OK with that, are you?' 'I love you,' I said. 'That's all that matters.' To prove it, I pulled him off the settee and helped him to the bedroom, where we made love. I'll spare you the ins and outs, but I will say it was the best sex I'd ever had, and Charlie might have been in his 70s, but everything worked. 'I haven't had sex in 14 years,' Charlie said after. 'I don't feel guilty at all.' 'Me neither,' I told him. We made love every night for the rest of my three-month stay. And when he asked me to move in, I flew back to tell my adoptive parents. I told them I'd got a new admin job. That bit was true, I just left out the
bit about falling for my grandad. Two weeks on, I moved into Charlie's. We got some funny looks walking down the street, arm in arm, 'Pervert,' passers by would shout if we kissed. Six months on, in December, Charlie made a confession. 'I want us to have a baby,' he said. 'I'll come off the Pill,' I smiled. With his age, we had no time to waste. Or so I thought. Next month, I missed a period. 'This is the happiest day of my life,' Charlie said, hugging me. I'm due in September. Charlie and I know there's a chance of genetic disorders, so we're going to get all the tests. We also know Charlie won't be around for much of our child's life. It breaks my heart to think of life without him, but all that matters is that we're the happiest family we can be while he's here. I've risked everything to be with him. If my family found out, they'd disown me and if the police find out, we could be arrested. Call us freaks, call us disgusting, call us whatever you want. You can't help who you fall in love with, and I love Charlie with all my heart. Charlie, how could you?

Q When you first had feelings for Julie, were you worried they were wrong?
A At first. Yes she's my granddaughter, but I love her. People can judge if they want.

Q Won't people think your relationship is disgusting?
A You can't help who you fall in love with.

Q There's a big age gap between you. Did you worry about keeping up with Julie?
A I was more worried about the police finding out. Loving your granddaughter isn't taken lightly around these parts. We get dirty looks, but we don't let it get to us.

Q. Are you worried about your unborn child's health, as you and Julie are related?
A I understand there's a chance of birth defects, but we wanted to have a baby so much.

Now Jeremy Kyle sets them straight!

I'm all for love and respect, but come off it, sweetheart, there's a line and incest is clearly way over that line. You and Charlie might have found true love, but you should never have had sex. With a baby on the way, it's time to be honest with your doctor. There are genetic risks and it's cruel to leave things to chance. You have to ensure you don't bring a child into the world who will lead a difficult life. Even if the baby is healthy, how will your explain the fact its dad is its great-grandad? This is illegal, it's stupid and, as ever, there's an innocent child on the way who will suffer as a result.

See full index of Real Lives!
(courtesy of
http://www.pickmeupmagazine.co.uk/real_lives/In_love_with_Grandad_and_having_
his_baby_article_296922.html)

Hearing from a MyLot Friend

Hearing from a MyLot Friend, This is our concerns, sharing Links...

This a re-Post of our communications... It just made me greatly honored...


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ada8may21 ((21 hours ago))

Hello thank you for sharing the information. I've been a member in oDesk but have not earned any cents yet. Because I dont know how to get started in that site. They told me that I need to take the examination but I dont want to, is there any ways I could get jobs in oDesk without taking examination? Thank you so much if you will respond to my query. Have a good day.

P.S. My blog sites are http://www.ladyguinevere28.blogspot.com and http://www.singlemotheronthego.blogspot.com.


Ada


// REPLY--

Hello friend,


Greetings of Peace...

OTHER THAN, http://jmonjay79.blogs.linkbucks.com/

i ALSO STARTED,
http://goodpeopleandgoodearnings.blogspot.com/

being able to get influence from you....


very respectfully yours,

J.Jay


- - - -- -- --- - -- - -- - ---
ps. For a Jumpstart perhaps, I am really new for Google Blogs, how does it Works for Easiest way for sharing our Links, vis. a vis....

and help me gather tips, and Provide useful links, in you post, and perhaps, giving me some links so that i can Learn, sharing links Perhaps, and you Posts "wise"...

HoPe to hear more from you....
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in the End we are all doing this in Good Faith, and to be able to Help others...

May God Bless Us All, Always...

Good People, and Good Earnings

Good People, and Good Earnings.

This is what is always try...

I can do whatever it takes to help make doors and windows open, and land at Earnings....